PRAHD Housing Program

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What we do best

PRAHD is a U.S. Department of Housing and Urban Development (HUD) Certified Housing Counseling Agency.

Our housing program addresses unmet housing needs for low to moderate income individuals residing in Middlesex County. Specific needs addressed by the program include:

mortgage default

First Time Home Buyer's
counseling and education

Financial Literacy

In Person First Time Home Buyers Course

Rental Counseling

Non-delinquent/post purchase

Down Payment Assistance Program for Middlesex County, State Programs

Give a Little, Change a Lot

Together We Can Make a Difference


More information about the program

Program efforts are designed to provide clients with competent counseling, education and resources to motivate and empower our clients to make responsible choices for long term success. All housing counselors rendering PRAHD’s Housing Program services are bilingual, trained, approved and certified by HUD. In an effort to enhance our services and delivery, PRAHD has partnered and become an affiliate of UnidosUS (formerly known as the National Council of La Raza), the largest national Hispanic civil rights and advocacy organization in the United States who works to build a stronger America by creating opportunities for Latinos.

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Foreclosure Presentation Course

Course Description

Helping homeowners who are experiencing financial difficulty to better understand what foreclosure may mean is the platform for the foreclosure education course. It’s designed to provide valuable information about the when, where, why, and what your next steps should be during such a stressful time. Most importantly, it defines the tools available to you if faced with the difficult decision of foreclosure. This course also prepares homeowners with information to navigate away from the potential scams they may be presented with during the foreclosure process.

Course Curriculum

Course Fee: No Charge
Click Here to Get Started: Service Request Form