There are many resources, programs, and grants available to help you purchase a home, including down payment and closing costs assistance. Our services are a three-step process that includes our Online Homebuyer Education Course and Virtual Counseling Sessions.
This course creates knowledgeable and default-resilient buyers ready for a lifetime of homeownership. The HOMETRACK certified web-based program is America’s signature Homebuyer Education Course for prospective first-time homebuyers. Easily accessible through any mobile device 24 hours a day, clients can learn the ins and outs by taking this comprehensive, fun, and engaging course at their own pace seven days a week.
Being prepared for homeownership and making the right purchase decision is essential for clients and their families future. The counselor will explain the total costs of homeownership and help the client create a budget that balances their new obligations. The homebuyer counseling session requires a credit inquiry that is a “soft” pull of their credit and will not affect their credit score.
During the counseling session, we will:
After their counseling sessions, clients will receive a Counseling Completion Certificate, a pre- requisite for most down payment assistance programs.
Helping homeowners who are experiencing financial difficulty to better understand what foreclosure may mean is the platform for the foreclosure education course. It’s designed to provide valuable information about the when, where, why, and what your next steps should be during such a stressful time. Most importantly, it defines the tools available to you if faced with the difficult decision of foreclosure. This course also prepares homeowners with information to navigate away from the potential scams they may be presented with during the foreclosure process.